Modules

Product Configuration Platform

Product Configuration Platform

Become the architect of your own loan process, build it however you want whenever you want. Without writing a single line of code, configure dynamic and digital journeys from start to finish that can manage your lending processes from start to and through our platform. Deploy real-time changes within your process to fit the ever-changing business rules at the click of a button.

Product Configuration
PCP

Credit Decisioning Engine

Credit Decisioning Engine

Empower credit and underwriting teams to configure and A/B test complex credit models that learn on-the-go, and execute actions through robotic decisioning, in real-time to speed up the process of loan origination. CDE captures customer and business data through non-traditional sources like customer social media feeds, macroeconomic indicators, professional details, spend patterns from secondary sources like utility bills and more to enable smarter credit assessment using alternate sources of data.

Product Configuration
CDE

Digital Experience Manager

Digital Experience Manager

The modern-day banking customer now expects a hyper-personalized experience with extensive self-service capabilities on everything they touch. Lend.In’s Digital Experience Manager helps lending enterprises configure and manage branded Ul across devices in real-time. It customizes the customer-facing visual layer without writing a single line of code with simplified interfaces bringing more power to business teams. It enables business users to create/edit/delete any field from the existing application form in the loan journey and deploy them in real time.

Product Configuration
DEM

API Integration Broker

API Integration Broker

Lend.In’s API Integration Broker is proficient at incorporating key functionalities delivered through APIs into your business applications through its expansive catalogue of pre-built integrations. By acting as an interface for internal, external systems, multiple third-party services and backend tools, it enables a seamless interaction, automates the loan processes and scales your business offerings.

Product Configuration
AIB

Lending Portals

Lending Portals

Move from paper-based to portal-based application management. Tracking of cases and their real-time audit can be condensed into a robust one-click solution, that not only enhances customer-service, but also meets compliance standards. The inherent workflow logic allows intelligent supervision of deviations from credit policies and manages the varied roles involved within the operations, assigns cases to them and records responses in the system for further assignment.

Product Configuration
PCP

Document Management System

Document Management System

Empower your business with information that you need, whenever you need it with our comprehensive record-keeping module. Configure and customise document management processes and create a seamless association of digital content across your products in the business ecosystem. Documents can be lodged across processes to accelerate the flow of digital content automating many human-intensive activities while our intelligent archiving automates repetitive tasks, substantially reducing clerical efforts.

Product Configuration DMS

Lending Analytics System

Lending Analytics System

Provides necessary metrics to key stakeholders to take measures which aligns with overall strategic goals. It delivers key performance indices and streamlines the consumption of executive reports across multiple stakeholders. It can be used as a “plug-n-play” solution which can start delivering the insights the moment it is clubbed with the enterprise data.

Product Configuration LAS

Early Warning System

Early Warning System

Build the capacity for identification of risk prone customers from their loans on book by using an ensemble of methods ranging from Machine Learning based models to rule-based models to evaluate risk and identify risky portfolio across the swathes of customers. Data covering delinquencies and risks can be read, while also significantly reducing the time taken to address any last mile fraudulency.

Product Configuration EWS
Modules Modules
FE
Lend.In helped FE Credit, the lending arm of VP Bank launch $NAP - The first robotic lending mobile application in Vietnam.