Privacy Policy

This Privacy Policy applies to Lend.in

Lend.in recognises the importance of maintaining your privacy. Kuliza Technologies Private Limited (“we”) or (“us”) values your privacy and we appreciate your trust in us. This Policy describes how we treat user information we collect on http://www.getlend.in and other offline sources. By clicking on “I Agree” , you agree to this Privacy Policy. You hereby acknowledge that Lend.In is a property of Kuliza Technologies, an Indian Company registered under the Companies Act, 2013 having its registered office at 11/3, Service Rd, Popular Colony, Mangammanapalya, Bengaluru, Karnataka 560068

Information we collect

Contact information. We might collect your name, email, mobile number, phone number, street, city, state, pin code, country and IP address.

Payment and billing information. We might collect your billing name, billing address and payment method when you purchase any products, services or subscriptions. We NEVER collect your credit card number or credit card expiry date or other details pertaining to your credit card on our website.

Information you post

We collect information you post in a public space on our website or on a third-party social media site belonging to getlend.in.

Other information. If you use our website, we may collect information about your IP address and the browser you’re using. We might look at what site you came from, duration of time spent on our website, pages accessed or what site you visit when you leave us. We might also collect the type of mobile device you are using, or the version of the operating system your computer or device is running.

We collect information in different ways.

We collect information directly from you. We collect information directly from you when you register. We also collect information if you post a comment on our websites or ask us a question through phone or email.

We collect information from you passively. We use tracking tools like Google Analytics, Google Webmaster, browser cookies and web beacons for collecting information about your usage of our website.

We get information about you from third parties. For example, if you use an integrated social media feature on our websites, the third-party social media site will give us certain information about you. This could include your name and email address. However, we are not responsible in any manner for your usage and compliance/ breach of the terms, conditions and policies of such third-party sites including third party social media sites and any breach thereof.

Use of your personal information

We use information to contact you:

We might use the information you provide to contact you for confirmation of a purchase on our website or for other promotional purposes.

We use information to respond to your requests or questions. We might use your information to confirm your registration for an event or contest.

We use information to improve our products and services. We might use your information to customize your experience with us. This could include displaying content based upon your preferences.

We use information to look at site trends and customer interests. We may use your information to make our website and products better. We may combine information we get from you with information about you we get from third parties.

We use information for security purposes. We may use information to protect our company, our customers, or our websites.

We use information for marketing purposes. We might send you information about special promotions or offers. We might also tell you about new features or products. These might be our own offers or products, or third-party offers or products we think you might find interesting. Or, for example, we’ll enrol you in our newsletter or emails. You may, however, choose to “opt-out” of our newsletters or emails whenever you wish. You may opt out by unsubscribing to emails.

Information Gathered and Tracked

Information submitted or collected on the Website or pursuant to the use of the Services (as defined in the terms and conditions available at www.getlend.in is stored in a database. Specifically, we store the username, name, e-mail address, contact number, as submitted or collected on our Website or through the provision of the Services. We may use such information to send out occasional promotional materials, including alerts on new services available, or other promotional and marketing material relating to our clients and customers. We use information as otherwise permitted by law.

Sharing of information with third-parties

We will share information with third parties (both, in India and outside India) who perform services on our behalf. You hereby, consent to such sharing and transfer of such information. For example, we share information with vendors who help us manage our online registration process or payment processors or transactional message processors. Some vendors may be located outside of India.

We will share information with the event organizers. We share your information with event organizers and other parties responsible for fulfilling the purchase obligation. The event organizers and other parties may use the information we give them as described in their privacy policies.

We will share information with our business partners. This includes a third party who provide or sponsor an event, or who operates a venue where we hold events. Our partners use the information we give them as described in their privacy policies.

We may share information if we think we have to in order to comply with the law or to protect ourselves. We will share information to respond to a court order or subpoena. We may also share it if a government agency or investigatory body requests. Or, we might also share information when we are investigating potential fraud.

We may share information with any successor to all or part of our business. For example, if part of our business is sold we may give our customer list as part of that transaction or we may share information in the course of any due diligence or audit.

You hereby, consent to any and all such sharing and transfer of information. We may share your information for reasons not described in this policy. We will tell you before we do this.

Updates to this policy

This Privacy Policy was last updated on 24.September.2018. From time to time we may change our privacy practices. We will notify you of any material changes to this policy which adversely affects your interest or as required by law. We will also post an updated copy on our website. Please check our site periodically for updates.

Jurisdiction

If you choose to visit the website, your visit and any dispute over privacy is subject to this Policy and the website’s Terms and Conditions available at http://getlend.in/terms-and-conditions. In addition to the foregoing, any disputes arising under this Policy shall be governed by the laws of India.

Grievance Redressal Mechanism

In accordance with the applicable law, the name and contact details of the Grievance Officer are provided below:

Name: Mr. Manu Sreekanta

Address: 11/3, Service Rd, Popular Colony, Mangammanapalya, Bengaluru, Karnataka 560068.

Email: manu@kuliza.com

Contact Details: 080 4267 4305

As specified above, the Grievance Officer will be available to redress your complaints or grievances effectively.

Got a tip? Write to us: contact@kuliza.com

Lend.In is Kuliza’s flagship lending product, a new-age lending system for banks and lending institutions to increase the overall efficiencies while decreasing the cost and go-to-market time for customers.

Contact Details: 080 4267 4305

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